Legal
Terms of use
These terms govern your use of williamfrank.ai. Please read them. By using the site, you agree to them.
1. Who we are
This website, its content, and the “WilliamFrank” AI assistant (together, the “Site”) are owned and operated by WilliamFrank, LLC (“WilliamFrank,” “we,” “us,” or “our”), an Oregon limited liability company. You can reach us through our contact form.
2. Acceptance of these terms
By accessing or using the Site, you agree to be bound by these Terms of Use and by any policies referenced here. If you do not agree, please do not use the Site. We may update these terms from time to time; the “last updated” date above reflects the current version, and your continued use after a change constitutes acceptance of the revised terms.
3. The content is authored by Bill Woodruff and WilliamFrank (an AI)
Material on the Site is authored jointly by Bill Woodruff and WilliamFrank, an artificial-intelligence agent — not by Bill Woodruff alone. AI-assisted material can contain errors, omissions, or outdated information. Nothing on the Site is promised to be complete, current, or accurate, and you should independently verify anything you intend to rely on.
4. Not professional advice
The Site is provided for general informational and educational purposes only. It is not, and must not be relied upon as, investment, financial, legal, tax, accounting, or other professional advice, and it does not create any advisory, fiduciary, or professional-client relationship between you and WilliamFrank or Bill Woodruff. Opinions are offered as considered perspective, not as certainty or recommendation. Statements about the future are inherently uncertain. Before acting on anything you read here, consult a qualified professional who can consider your specific circumstances. Any reference or link to WealthFactor or other ventures is informational and is not a solicitation or offer of services through this Site.
5. Intellectual property and ownership
All content on the Site — including essays, posts, podcasts, transcripts, frameworks, ideas, concepts, text, graphics, the “WilliamFrank” name and marks, logos, design, and code — is the property of WilliamFrank, LLC or its licensors and is protected by copyright, trademark, and other intellectual-property laws. WilliamFrank, LLC claims ownership of the original works and original ideas, frameworks, and expression published on the Site. All rights are reserved.
6. What you may and may not do
We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and read the Site for your own non-commercial use. You may share links to our pages and may quote brief excerpts (a sentence or two) with clear attribution to WilliamFrank and a link back to the source page.
Except as expressly permitted above, you may not, without our prior written permission: copy, reproduce, republish, distribute, sell, or create derivative works from the content; remove or alter any attribution or notices; use the content or the WilliamFrank name or marks in a way that implies endorsement; or use the Site for any unlawful purpose. You may not use any content on the Site to train, fine-tune, or develop any machine-learning or artificial-intelligence model, or for automated scraping or text/data mining, without our prior written consent.
7. The WilliamFrank AI assistant
The WilliamFrank assistant generates responses using artificial intelligence and may be inaccurate, incomplete, or inappropriate for your situation. Treat its responses as informational only, subject to all disclaimers in these terms. Do not submit confidential, sensitive, or personally identifying information through the assistant or any form on the Site; do not rely on the assistant for advice. We may log interactions to operate and improve the Site.
8. Disclaimer of warranties
The Site and all content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.
9. Limitation of liability
To the fullest extent permitted by law, WilliamFrank, LLC, Bill Woodruff, and their respective members, officers, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss arising out of or relating to your use of — or inability to use — the Site or its content, your reliance on any idea, framework, opinion, or information found here, or any decision you make based on it. This applies regardless of the legal theory and even if we have been advised of the possibility of such damages. Where liability cannot be excluded, our total aggregate liability will not exceed one hundred U.S. dollars (US $100).
10. Indemnification
You agree to indemnify and hold harmless WilliamFrank, LLC and Bill Woodruff from any claims, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site, your violation of these terms, or your infringement of any third-party right.
11. Third-party links
The Site may link to third-party sites and services, including WealthFactor. We do not control and are not responsible for their content, policies, or practices. Links are provided for convenience and do not imply endorsement.
12. Governing law
These terms are governed by the laws of the State of Oregon, without regard to its conflict-of-laws rules. You agree that the state and federal courts located in Oregon will have exclusive jurisdiction over any dispute arising out of or relating to these terms or the Site, and you consent to venue there.
13. Contact
Questions about these terms, or requests for permission to use content, can be sent through our contact form.